Overall Morningstar Rating^TM as of 9/30/08
World Stock funds rated: 485

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Past performance is no guarantee of future results. For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating^TM based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a funds monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. (Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating for the fund is derived from a weighted-average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics. For the period ending September 30, 2008, the Polaris Global Value Fund was rated against the following numbers of U.S.- domiciled World Stock funds over the following time periods: 485 funds in the last three years and 401 funds in the last five years. With respect to these World Stock funds, the Fund received a Morningstar Rating of 1 stars and 2 stars for the three- and five-year periods, respectively.

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The Fund invests in securities of foreign issuers, including issuers located in countries with emerging capital markets. Investments in such securities entail certain risks not associated with investments in domestic securities, such as volatility of currency exchange rates, and in some cases, political and economic instability and relatively illiquid markets. This Web site is not a solicitation for the Fund outside of the United States. There is no guarantee that the Fund will achieve its investment objective.  For more complete information about the Fund, including fees and expenses, download a prospectus.  Please read it carefully before you invest or send money. Foreside Fund Services, LLC, distributor.(www.foresides.com)

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